Legal - Terms of Use

Introduction

This website is owned and operated by Core Portfolio Design Inc., henceforth "Core". Core provides tools and content on www.coreportfoliodesign.com and subdomains, collectively known as the "Site" or "website".

Nothing on www.coreportfoliodesign.com, or any page on the website, should be considered an offering or recommendation of securities or financial advice. This website is made available for educational and entertainment purposes only. Please read the following important terms and conditions ("Terms of Use") carefully. These Terms of Use govern your access to and use of the Site. This is a legal agreement between you and Core Portfolio Design. YOU UNDERSTAND THAT BY USING THE SITE, OR YOUR ACCOUNT, YOU ARE AGREEING TO BE BOUND BY THESE TERMS OF USE. IF YOU DO NOT ACCEPT THESE TERMS OF USE IN THEIR ENTIRETY, OR ANY SUBSEQUENT MODIFICATIONS THERETO, YOU MAY NOT ACCESS OR USE THE SITE.

We may update the Terms of Use from time to time and you will have to agree to the new terms before continuing to use Core. You will be notified of any such changes.

Disclaimers

Core is not an investment advisor. Core does not make investment recommendations. Core is not responsible for how you use their website and how you invest your money after using it. Past performance is not indicative of future performance. Any question you may have with your investments should be directed to a registered/licensed investment professional. Core is not responsible for any investment losses you may suffer. Core is not regulated by the Ontario Securities Commission (OSC) or any other securities regulatory authority. The services provided by our platform do not require licensing under Canadian securities law, as we do not offer investment advice, execute trades, or manage investments on behalf of users.

The content on or made available through the website is for informational purposes only and is not intended to provide legal, accounting, tax, investment, financial, or other advice and such content should not be relied upon for such advice. Our platform offers tools and analytics for informational and educational purposes only. The insights and data provided by our software do not constitute personalised investment advice, financial recommendations, or trading signals.

While we strive to provide accurate content to the best of our ability, Core, its service providers and each of their respective affiliates, directors, officers, agents and representatives assume no liability for any inaccurate, delayed or incomplete content, nor for any actions taken in reliance thereon. The content contained on or made available through Core, including, without limitation, the content obtained through service providers or through any other links, has been supplied by such service providers or other third parties without verification by Core. Although the content has been obtained from sources believed to be reliable, the website could include technical or other inaccuracies or typographical errors and they are provided to you on an "as is" basis without warranties or representations of any kind. Core makes no representation and disclaim all express and implied warranties and conditions of any kind, including without limitation, representations, warranties or conditions regarding accuracy, timeliness, completeness, non-infringement, satisfactory quality, merchantability, merchantable quality or fitness for any particular purpose or those arising by law, statute, usage of trade, or course of dealing. Core assumes no responsibility to you or any third party for the consequences of any errors or omissions.

Rights Granted and Restrictions on Use

Upon signing up, Core grants to you a non-transferable subscription to their website. Subscribers may not use, distribute, sell, modify, transmit, revise, reverse engineer, republish, post or create derivative works (where applicable) of the trademarks, trade names, logos, design, layout, information, data, software, applications, interactive features, tools, services or other material or content on or made available through the website (referred to collectively, as the "Content" of Core) without Core’s prior written permission. You acknowledge and agree that the website and its Content are the property of Core and you will not acquire any rights or licences in any trademarks, patents, copyright or other intellectual property on the website or in its Content.

Core may permanently or temporarily terminate, suspend, or otherwise refuse to permit your access to the Site without notice and liability, if in Core’s sole determination, you violate any of the Terms of Use, including the following prohibited acts, which you agree not to perform; (i) use the Site for any illegal purpose or to submit, transmit or facilitate the distribution of information or content that is unlawful, illegal, harmful, abusive, racially or ethnically offensive, vulgar, obscene, sexually explicit, defamatory, infringing, invasive of personal privacy or publicity rights, harassing, libelous, threatening, or in a reasonable person’s view, objectionable; (ii) attempt to interfere with, compromise the system integrity or security or decipher any transmissions to or from the servers running the Site; (iii) take any action that imposes an unreasonable or disproportionately large load on our infrastructure; (iv) upload invalid data, viruses, worms, or other software to the Site; (v) impersonate another person or otherwise misrepresent your affiliation with a person or entity, conduct fraud, hide or attempt to hide your identity; (vi) submit, upload, post, email, transmit or otherwise make available any Information that you do not have a right to use or make available; (vii) interfere or attempt to interfere with the proper working of the Site; (viii) bypass the measures we may use to prevent or restrict access to the Site; or (ix) reverse engineer, reverse assemble or otherwise attempt to discover any source code.

Information

All market information and other data, including but not limited to quotes, company information, charting, news, options and research data (collectively "Information") are provided by Core and its service providers for informational purposes only. All Information is provided "as is" and the Information is intended solely as general information for educational and entertainment purposes only and is neither professional stock broker advice for any investment nor a substitute for other professional advice and services from qualified financial services providers familiar with your financial situation.

Decisions based on Information and/or Content contained within the Site are your sole responsibility. Before purchasing or selling securities or other investments you should always consult with a licensed broker or investment advisor to verify pricing information. Core and each of its service providers do not guarantee the sequence, accuracy, or completeness of any market information or other data, and are not liable or responsible in any way for any delays, inaccuracies, or errors in any market information or other data or in the transmission of any market information or other data.

The Information and Content is provided with the understanding that Core is not engaged in rendering professional services or advice, and is not a registered investment advisor. Your use of the website is subject to this disclaimer: Core, its service providers, and each of their respective affiliates, directors, officers, agents and representatives assumes no responsibility for any consequences relating directly or indirectly to any action or inaction you take based on the Information, Content, or other material on this website.

You agree not to rely upon the Information, Content, or other material for any trading, business or financial purpose and Core, its service providers, and each of their respective affiliates, directors, officers, agents and representatives are not liable or responsible in any way for any damages, losses or costs arising from reliance on this information or incurred as a result of the non-performance, interruption or termination for any reason whatsoever of the Information.

You further agree that Core, its service providers, and each of their respective affiliates, directors, officers, agents and representatives will not be liable in any way for the interruption or cessation in the providing of any data, Information, Content, or other aspect of the Site. Core is not responsible for, and makes no warranties regarding, the access, speed, or availability of the Internet in general or the Site in particular. Core reserves the right to modify or discontinue, temporarily or permanently, all or any portion of the Site with or without notice.

Please note any additional disclaimers, terms and restrictions of use displayed on individual pages of the website - your use of these pages is subject to them. You are responsible for complying with these additional terms.

By using our software, users agree that the platform is solely for informational purposes and that no information provided by the platform should be construed as investment advice. Users are responsible for conducting their own research and due diligence.

Your Authority to Use the Platform

By using Core, you are representing to us that you have the power and authority to accept these Terms of Use and to enter into this agreement with us, that you are capable of assuming, and do assume, any risks related to the use of the Core and its content, and that you understand and accept the terms, conditions and risks relating to its use. If you are dissatisfied with the website, its Information, or its Content, your sole and exclusive remedy is to stop using it.

No Damages

Core, its affiliates, service providers and their respective directors, officers, employees, or agents shall not, under any circumstances, be liable for any direct, consequential, incidental, indirect or special damages, of any kind, or any other damages whatsoever, including without limitation, those arising from any decision made or action taken by you in reliance upon the content or those resulting from loss of use, data or profits, whether resulting from the use of or inability to use any content on or made available through Core, or any other cause; and even if caused by Core or its affiliates or service providers’ negligence, and even if any of them has been apprised of the likelihood of such damages occurring.

The above limitations and exclusions shall apply to you to the fullest extent that applicable law permits, in all actions of any kind, whether based on contract, tort (including, without limitation, negligence) or any other legal or equitable theory. Any clause declared invalid shall be deemed severable and not affect the validity or enforceability of the remainder of these terms of use.

You agree to indemnify and hold Core and its affiliates, agents, employees, and licensors harmless from any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney’s fees) arising from: (i) your use of and access to the Site; (ii) your violation of any term of these Terms of Use; (iii) your violation of any third party right, including without limitation any copyright, property, or privacy right. This defence and indemnification obligation will survive termination of these Terms of Use or discontinuance of your use of the Site.

Securities

Neither Core, its service providers nor any of their respective affiliates, officers, directors, employees, agents or licensors: (a) have passed on the merit of any of the securities referred to on or through Core or any linked sites; or (b) have endorsed or sponsored any of these securities; or (c) make or have made any recommendation regarding any securities issued by any of the companies identified on or through or linked to Core, nor the advisability of investing in securities generally for any particular individual. Please seek the advice of professionals, as appropriate, regarding the evaluation of any specific security, index, report, opinion, advice or other content.

Advertising and Web Links

Core may accept advertising from other companies, brokers and organisations and may receive a fee for this service. No endorsement by Core is intended or implied by the presence of such advertising.

The website may contain links to other websites. The privacy policies and procedures described here do not apply to those websites not owned by Core. You should contact those websites directly for information on their data collection and other policies. Your linking to these websites is at your own risk. Core is not responsible for the accuracy or reliability of any information, data, opinions, advice, or statements made on those websites. Unless we expressly state otherwise, the fact that Core has provided a link to a site is not an endorsement, authorization, sponsorship, or affiliation with respect to such site, its owners, or its providers.

Data Security and Privacy

Data retained on the website is protected using best practices in the industry. However, we assume no liability for any damages you may suffer as a result of loss, interception, alteration or misuse of the information you provide us. We collect your data for the sole purpose of providing our service. We do not sell your data to third parties.

Application Modifications

Core may change any of its web applications, including eliminating or discontinuing any content, at any time and at its sole discretion.

Communication

By signing up for Core, you agree to receive important updates, notifications, newsletters and offers via email. You will have the option to unsubscribe at any time, by clicking on the unsubscribe button at the end of the email.

Refunds

You may cancel your website account at any time, but all payment transactions are considered final and no refunds will be issued unless it is legally required.

Violations of Terms of Use

Core reserves the right to seek all remedies available by law for the violations of these Terms of Use, including the right to block access to the website.

Entire Agreement/Severability Waiver

These Terms of Use, together with the Privacy Policy and any other legal notices published by Core on the Site, shall constitute the entire agreement between you and Core concerning the Site. If any provision of these Terms of Use is deemed invalid by a court of competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions of these Terms of Use, which shall remain in full force and effect.